The Help You Need for Wrongfully Denied Insurance Claims
Where do you turn? Many people feel like they have no option when the insurance company denies a claim. If you feel like you made a claim as a policyholder that the insurance company wrongfully — or even maliciously — denied, talk with an experienced insurance bad faith litigation attorney to learn about your rights and options.
We will sit down with you and discuss your case. As Indianapolis insurance bad faith attorneys with more than 30 years of experience, we can give you an honest assessment of your case and whether you might have an insurance bad faith claim. We bring an exceptional track record in litigation, including many years litigating across the country on behalf of the insurance company, Golden Rule.
We have spent more than 20 years of our legal careers defending insurance companies in wrongful denial and bad faith claims. We know exactly how they approach these matters legally and strategically. This helps us get results for our clients efficiently and effectively.
We represent clients throughout Indiana, many of whom are professional business owners — dentists, doctors, lawyers, etc. — who have been wrongfully denied insurance benefits in contexts that include:
- Long-term disability
When our clients have been denied benefits to which they are entitled, we bring more than 30 years of litigation experience to their aid to help them obtain the compensation they deserve.
The Duty of Fair Dealing
The relationship between an individual or business and an insurance company is tricky. The policyholder pays in to the insurance company to be insured — to be financially compensated if events or damages occur that are covered by the policy. But the insurance company — like every other company — loses money when it gives money to someone, so it has tremendous incentive to deny its policyholders’ claims. There is a conflict of interest built into the system.
When does a denial of a policy become bad faith?
Of course, an insurance company cannot be expected to pay its policyholders for any possible unfortunate circumstance. Only the events that are covered in a given policy will be considered. There are further limitations even within those covered losses. Many claim denials, even wrongful denials, do not rise to the level of bad faith. Those require more willful malicious intent on the part of the insurance company.
It takes more than a simple denial of your claim for an insurance bad faith claim. Call us. We can listen to your story and help determine whether you have a bad faith claim, or at least a wrongful denial claim.